1. Information We Collect
When you request a quote or contact us, we may collect information you provide, such as your full name, phone number, email address, beneficiary selection, and other information you choose to provide.
We may also collect basic technical information automatically, such as IP address, browser type, device information, pages visited, and website activity through cookies or analytics tools.
2. How We Use Information
We may use your information to respond to your request, provide mortgage protection or life insurance information, connect you with a licensed insurance professional, compare available coverage options, improve the website, prevent fraud or misuse, and comply with legal obligations.
3. How We Share Information
We may share information as reasonably necessary with licensed insurance professionals, insurance carriers, technology vendors, CRM providers, email or SMS providers, analytics providers, and other service providers that help us operate the website or respond to your request.
We do not sell your personal information for unrelated third-party advertising.
4. Phone, Email, and Text Communications
If you provide your contact information, we may contact you about your request by phone, email, or text message as permitted by law. Message and data rates may apply. You may opt out of marketing texts by replying STOP and may unsubscribe from marketing emails using the unsubscribe option provided.
5. Cookies and Analytics
We may use cookies and similar technologies to understand website traffic, measure advertising performance, improve the user experience, and remember basic preferences. You can control cookies through your browser settings.
6. Data Security
We use reasonable administrative, technical, and organizational measures intended to protect personal information. However, no website, transmission method, or storage system can be guaranteed to be completely secure.
7. Data Retention
We may keep information for as long as reasonably necessary to respond to requests, maintain business records, meet legal or compliance obligations, resolve disputes, and enforce agreements.
8. Your Choices
You may ask to update or correct information you previously provided. You may also request that we stop marketing communications. Certain records may need to be retained where required by law or for legitimate business and compliance purposes.
9. Children
This website is intended for adults and is not directed to children under 13. We do not knowingly collect personal information from children under 13.
10. Third-Party Websites
This website may link to third-party websites or services. Their privacy practices are governed by their own privacy policies, not this Privacy Policy.
11. Changes to This Policy
We may update this Privacy Policy from time to time. The revised policy will be posted on this website with an updated effective date.
12. Contact
For privacy questions or requests, please use the contact information provided on this website.